Stock Market Commentary July 2025
During the weekend of June 22nd, 2025, the United States became involved in the Iran-Israel conflict by deploying over 125 aircraft, including seven B-2 Stealth bombers, to strike select nuclear sites in Iran using “bunker buster” munitions (ABC News).
This event, combined with ongoing tariff negotiations, contributed to a volatile period for global markets. Despite the headlines, the market showed resilience and moved slightly higher overall (Yahoo Finance).
Where Do We Go From Here?
Anything is possible, and you could argue this is a time that is more unpredictable than most, so if you’d like to adjust your exposure to stocks in any way within your personal portfolio or have had any changes to your risk tolerance, please let us know.
For the past 3 months, we’ve repeatedly predicted that the market would rebound and that the market would hit a new all-time high. We believe the market will actually go above and beyond the previous all-time high and that it will most likely occur sooner rather than later, despite all of the geopolitical and tariff headlines.
However, please expect some headlines to scare the market into a shorter-term drop at some point, maybe even as much as a 10% drop, before rebounding again in our opinion. In our opinion, the most likely scenario is that by the time 2025 comes to a close, the market will be higher than it is now; however, anything is possible.
Speak With a Trusted Advisor
If you have any questions about your investment portfolio, retirement planning, tax strategies, our 401(k) recommendation service, or other general questions, please give our office a call at (586) 226-2100. Please feel free to forward this commentary to a friend, family member, or co-worker. If you have had any changes to your income, job, family, health insurance, risk tolerance, or your overall financial situation, please give us a call so we can discuss it.
We hope you learned something today. If you have any feedback or suggestions, we would love to hear them.
Sincerely,
With contributions from Robert Wink, James Wink, Zachary Bachner, James Baldwin, and Daniel Ladzinski
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Ken Wink
Kenneth “Ken” Wink is the Co-Founder and Chief Compliance Officer of Summit Financial Consulting, LLC. With over 22 years of experience in the financial services industry, he is deeply knowledgeable and passionate about explaining complex financial concepts in understandable terms. Ken’s passion for simplifying complex financial concepts began early. While still in high school, he honed his skills by assisting classmates with their tax returns. This led him to pursue a B.A. in Finance at Michigan State University, graduating with honors. He further bolstered his qualifications by obtaining numerous financial licenses, including Series 6, 7, 63, and 65, along with Life, Health, and Accident licenses. Ken believes that everyone deserves to make informed financial decisions without feeling overwhelmed or intimidated. That’s why he writes articles that break down complex concepts into understandable terms, empowering you to navigate your financial future with confidence.