Do you believe in Christmas miracles? The stock market seems to believe based on the seasonal trend at the turn of the new year. This seasonal event is referred to as the Santa Claus Rally. This term refers to the positive stock market performance observed after the holiday season and during the turn of the
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You may have heard of the phrase “Emergency Fund” before, but perhaps you don’t know specifically what it meant. This blog will highlight exactly what an emergency fund is, how to create one, and why we believe COVID-19 stressed the importance of being prepared. An Emergency Fund is used as preparation for large, unexpected expenses.
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Unpacking Recent Stock Market Data Many factors are at play as we look to analyze recent stock market data. For example, in November, the Coronavirus Omicron variant caused a sell-off into month-end as investors were nervous about the travel restrictions and potential for additional lockdowns. As a result, the Dow Jones dropped 3.73%, the S&P 500
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The infrastructure bill, which President Biden signed into law Monday, is being called a “once-in-a-generation” spending measure. So, what’s inside this bill, and what will it cost? Infrastructure is often referred to as the foundation of our country. It includes things such as roads and highways, communication networks, and utility systems. These items allow our
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Budgeting is the foundation of every successful financial plan. A budget helps you identify sources of income and expenses, which allows you to manage your cash flow accordingly. The goal of budgeting is to maximize your net cash flow by increasing your income sources or reducing unnecessary expenses. Creating a Budgeting Worksheet We
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